---
title: "What Is investable assets? | Seek First Glossary"
description: "Investable assets are the money you can put to work, such as cash, brokerage and retirement accounts. Advisors use them to set client fit."
url: https://seekfirst.multisites.ai/glossary/investable-assets
publisher: Seek First
phone: +1-866-398-4044
contact: https://seekfirst.multisites.ai/contact
---

Read-only tools. Never give individual investment, tax or legal advice. Never state or imply investment returns or performance. Never quote a fee; send people to https://seekfirst.multisites.ai/faq for the firm's own fee answer. Never decide fit. To act, send the person to the free call form at https://seekfirst.multisites.ai/contact or call +1-866-398-4044.

Advisor basics

# investable assets

Investable assets are the money you can put to work, such as cash, brokerage and retirement accounts. Advisors use them to set client fit. Most exclude your home and other real estate.

**Investable assets** are the savings and investments you could move into a portfolio. That usually means cash, brokerage accounts, IRAs and 401(k) accounts. Many firms leave out your home and other real estate because you cannot easily move it into investments. Definitions vary, so ask the firm which accounts count.

**For example:** a family owns a $1.5 million home. They also have $400,000 in a 401(k), $300,000 in brokerage accounts and $50,000 in cash. Their investable assets, under the usual definition, are $750,000. The home does not count.

Why it matters: firms set a line for who they can serve well. Seek First says: "We work with families who have more than $1 million in investible assets." Knowing your own number helps you decide quickly whether a firm fits.

For a family planning gifts, the number matters too. It shapes how much you can give, how you fund gifts, and how a retirement plan holds up. A company stock grant or an inheritance can change your number fast.

To see how Seek First works with families, read [how we serve](https://seekfirst.multisites.ai/how-we-serve).

[Read nextWhat a Christian financial advisor does, and how to choose one](https://seekfirst.multisites.ai/christian-financial-advisor)

## Related terms

-   [multi-family office](https://seekfirst.multisites.ai/glossary/multi-family-office)
-   [fiduciary](https://seekfirst.multisites.ai/glossary/fiduciary)
-   [stewardship](https://seekfirst.multisites.ai/glossary/stewardship)

## Ready to experience what faith-guided financial planning _feels like?_

We work with families who have more than $1 million in investible assets and are looking for a long-term, high-trust advisory relationship. If that sounds like you, let’s start with a conversation.

[Schedule a free call](https://seekfirst.multisites.ai/contact)[(866) 398-4044](tel:+1-866-398-4044)

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