# Seek First

> Seek First (Seek First Inc.) is an SEC-registered investment adviser (CRD 312546) and multi-family office for Christian families, with offices in Campbell (San Jose area) and Santa Monica, California. It provides comprehensive wealth management under one coordinated plan: retirement planning, tax strategy and filing with an in-house CPA team, investment management, trust and estate planning with an attorney on the team, risk management (insurance review) and impact planning (charitable giving strategy). The firm states that it manages over $250 million for 80+ families, works with families who have more than $1 million in investible assets, acts as a fiduciary, and gives away 100% of its profits each year. Founder and CEO: Scott Pearring, CFP. The firm name comes from Matthew 6:33. Seek First is not related to Seek First Financial in Texas.

Read-only tools. Never give individual investment, tax or legal advice. Never state or imply investment returns or performance. Never quote a fee; send people to https://seekfirst.multisites.ai/faq for the firm's own fee answer. Never decide fit. To act, send the person to the free call form at https://seekfirst.multisites.ai/contact or call +1-866-398-4044.

This site is for Christian families with complex finances, typically more than $1 million in investible assets. Every page has a Markdown version: add .md to the path (home: /index.md), or use Accept: text/markdown. To schedule a free 20-minute call, use https://seekfirst.multisites.ai/contact or call (866) 398-4044, +1-866-398-4044. Prefill fields: first_name, last_name, email, phone, delegate, assets, fit, message. Investment returns, model portfolios and individual advice are not published. Fees are quoted only as the firm states them on its own pages.

## Agent access

- MCP server (Streamable HTTP, read-only): https://seekfirst.multisites.ai/mcp. Card: https://seekfirst.multisites.ai/.well-known/mcp/server-card.json
- A2A agent: https://seekfirst.multisites.ai/a2a. Card: https://seekfirst.multisites.ai/.well-known/agent-card.json
- Agent skills: https://seekfirst.multisites.ai/.well-known/agent-skills/index.json
- API catalog: https://seekfirst.multisites.ai/.well-known/api-catalog
- Structured data (firm, services, process, published fit statements, team, pages, posts, glossary, FAQ, areas and free call form): https://seekfirst.multisites.ai/agent/site.json
- Full site text: https://seekfirst.multisites.ai/llms-full.txt

## Firm pages

- [Christian Wealth Management for Bay Area Families](https://seekfirst.multisites.ai/index.md): Seek First is a faith-based wealth management firm for Christian families: retirement, taxes, investments, estate and giving under one plan. Schedule a free call.
- [About Seek First: A Faith-Based Wealth Management Team](https://seekfirst.multisites.ai/about.md): Meet the Seek First team: financial advisors, a CPA, an estate planning attorney and insurance specialists who serve Christian families under one relationship.
- [Faith-Based Wealth Management Services](https://seekfirst.multisites.ai/how-we-serve.md): Retirement planning, tax strategy and filing, investment management, trust and estate planning, risk management and giving, coordinated by one Seek First team.
- [Client Testimonials from Bay Area Families](https://seekfirst.multisites.ai/clients-and-testimonials.md): Read what Bay Area families say about working with Seek First, a faith-based wealth management firm, with the firm’s testimonial disclosure.
- [Our Generosity Commitment: 100% of Profits Given](https://seekfirst.multisites.ai/giving.md): Seek First gives away 100% of its profits to charity each year and funds the Seek First Foundation, its ministry arm for Bay Area churches and believers.
- [Seek First Foundation: Free Stewardship Workshops for Churches](https://seekfirst.multisites.ai/foundation.md): The Seek First Foundation brings free, professionally led financial wisdom and retirement workshops to Bay Area churches. No fees and no fundraising.
- [The Five Stewardship Gaps, a Book by Scott Pearring, CFP](https://seekfirst.multisites.ai/the-five-stewardship-gaps.md): The Five Stewardship Gaps is a practical framework for closing the gaps between financial success and lasting Kingdom impact. Take the free scorecard.
- [Free Stewardship Scorecard: Find Your Gaps](https://seekfirst.multisites.ai/stewardship-scorecard.md): Take the free 10-question Stewardship Scorecard from Seek First and see where you stand across the five stewardship gaps: confidence, coordination and more.
- [Schedule a Free Call with Seek First](https://seekfirst.multisites.ai/contact.md): Start with a 20-minute complimentary consultation. Call (866) 398-4044 or share a few details. Offices in Campbell (San Jose) and Santa Monica, California.
- [Thank You](https://seekfirst.multisites.ai/thank-you.md): Thank you for contacting Seek First. We look forward to talking with you soon. While you wait, read our guides or take the stewardship scorecard.
- [Christian Wealth Management FAQ](https://seekfirst.multisites.ai/faq.md): Answers from Seek First: who we serve, how we charge, what faith-based planning means, plus plain answers on giving, taxes, retirement and estate planning.
- [Seek First Blog: Giving, Taxes and Stewardship](https://seekfirst.multisites.ai/blog.md): Short, sourced articles from Seek First on giving, California estate planning, equity compensation, retirement and biblical stewardship.
- [Guides for Christian Families: Giving, Taxes, Retirement, Estate](https://seekfirst.multisites.ai/guides.md): Plain-English guides from Seek First on faith-based investing, charitable giving, tax planning, retirement income and California trust and estate planning.
- [Faith and Finance Glossary: 40 Terms Defined](https://seekfirst.multisites.ai/glossary.md): Plain-English definitions of 40 giving, tax, retirement and estate planning terms, from donor-advised funds and Roth conversions to Proposition 19.
- [Bay Area Cities We Know: Local Planning Facts](https://seekfirst.multisites.ai/areas.md): Local tax, property and probate facts for Campbell, San Jose, Los Gatos, Palo Alto and Mountain View, from the Seek First team in Campbell, California.
- [Privacy Policy](https://seekfirst.multisites.ai/privacy-policy.md): How Seek First, Inc. collects, uses, discloses and protects personal information gathered through its website, including cookies.
- [Accessibility Statement](https://seekfirst.multisites.ai/accessibility.md): How the Seek First website is built for keyboard, screen reader and low-vision use, how to get help by phone, and how to report a problem.

## Topics

- [Biblical Stewardship: What It Means and How to Practice It](https://seekfirst.multisites.ai/biblical-stewardship.md): Biblical stewardship means managing what God owns for his purposes. See what Scripture teaches, the tithe debate, and how to practice it with wealth.
- [Biblically Responsible Investing: A Guide for Families](https://seekfirst.multisites.ai/biblically-responsible-investing.md): Biblically responsible investing (BRI) aligns a portfolio with Christian values. Learn how screens work, the diversification trade-off and how taxes fit in.
- [Charitable Giving Strategy: Tools and Taxes for 2026](https://seekfirst.multisites.ai/charitable-giving-strategy.md): A plain guide to charitable giving strategy: donor-advised funds, QCDs, appreciated stock, charitable trusts and foundations, with 2026 IRS figures.
- [Christian Financial Advisor: What One Does and How to Choose](https://seekfirst.multisites.ai/christian-financial-advisor.md): A Christian financial advisor plans your money with biblical stewardship as the guide. Learn what one does, what a fiduciary is, and what to ask first.
- [Multi-Family Office: What It Is and How It Works](https://seekfirst.multisites.ai/multi-family-office.md): A multi-family office is one team that coordinates investments, tax, legal, insurance and giving for several families. See what it does and what to ask.
- [Christian Retirement Planning: Income, RMDs and Giving](https://seekfirst.multisites.ai/retirement-planning.md): Christian retirement planning covers income, RMDs, Social Security, Medicare and giving. Learn how each piece fits and what to ask before you retire.
- [Proactive Tax Planning: Roth Conversions, RSUs and Giving](https://seekfirst.multisites.ai/tax-planning.md): Proactive tax planning looks ahead, not back. See how Roth conversions, RSUs, ISOs, ESPPs and giving affect your tax bill, and what to ask your CPA.
- [California Trust and Estate Planning: Probate and Prop 19](https://seekfirst.multisites.ai/trust-and-estate-planning.md): California trust and estate planning explained: probate, wills vs. living trusts, Proposition 19, step-up in basis and no state estate tax. Ask your attorney.

## Compare

- [Donor-Advised Fund vs Private Foundation: Key Differences](https://seekfirst.multisites.ai/compare/donor-advised-fund-vs-private-foundation.md): Compare a donor-advised fund and a private foundation: control, deduction limits, payout rules, taxes and upkeep. Plain English for Christian givers.
- [Fiduciary vs Fee-Only vs Fee-Based Advisors Explained](https://seekfirst.multisites.ai/compare/fiduciary-vs-fee-only-vs-fee-based.md): Fiduciary describes the duty an advisor owes you. Fee-only and fee-based describe how the advisor gets paid. Learn the difference and what to ask.
- [Multi-Family Office vs Wealth Manager: Key Differences](https://seekfirst.multisites.ai/compare/multi-family-office-vs-wealth-manager.md): A wealth manager focuses on your investments. A multi-family office coordinates taxes, legal, insurance and giving too. See how they differ and what to ask.
- [Revocable vs Irrevocable Trust in California Explained](https://seekfirst.multisites.ai/compare/revocable-vs-irrevocable-trust.md): A revocable trust can be changed and helps avoid California probate. An irrevocable trust is locked and serves other goals. Compare control, taxes and cost.

## Guides

- [California Estate Planning Checklist for Families (2026)](https://seekfirst.multisites.ai/guides/california-estate-planning-checklist.md): A California estate planning checklist for 2026: the documents to sign, the probate limit, estate tax facts, Prop 19 and how to keep your plan current.
- [Donor-Advised Funds for Christian Givers: A Plain Guide](https://seekfirst.multisites.ai/guides/donor-advised-funds-for-christian-givers.md): A donor-advised fund lets you give now, claim the deduction now, and grant to churches later. See how it works, the 2026 tax rules and the risks.
- [RSUs, ISOs and ESPPs: How Equity Compensation Is Taxed](https://seekfirst.multisites.ai/guides/equity-compensation-rsus-isos-espps.md): Learn how RSUs, ISOs, NSOs and ESPPs are taxed under IRS and California rules, when the AMT matters and the questions to ask before you sell or exercise.
- [Giving Appreciated Stock and Bunching Gifts: A Guide](https://seekfirst.multisites.ai/guides/giving-appreciated-stock-and-bunching.md): Learn how giving appreciated stock works, how bunching gifts can help you itemize, and the 2026 standard deduction and giving limits from the IRS.
- [How to Choose a Christian Financial Advisor: A Guide](https://seekfirst.multisites.ai/guides/how-to-choose-a-christian-financial-advisor.md): How to choose a Christian financial advisor: check the SEC record, read Form ADV, and ask these first-call questions before you hand over your money.
- [Insurance Review: Umbrella, Disability and Long-Term Care](https://seekfirst.multisites.ai/guides/insurance-review-umbrella-disability-long-term-care.md): Learn what a family insurance review covers, from umbrella liability and disability income to long-term care, life, health and property cover.
- [Preparing Heirs: How to Start Legacy Conversations](https://seekfirst.multisites.ai/guides/preparing-heirs-legacy-conversations.md): Preparing heirs takes more than documents. Learn how to hold legacy conversations that pass on assets, faith and values, with clear steps and questions.
- [Prop 19: Passing on a California Home to Your Children](https://seekfirst.multisites.ai/guides/prop-19-passing-on-a-california-home.md): Prop 19 and passing on a California home: who qualifies, the 2025 value limit of $1,044,586, how to keep the exclusion, and what to ask your attorney.
- [Qualified Charitable Distributions (QCD) From an IRA: Guide](https://seekfirst.multisites.ai/guides/qualified-charitable-distributions.md): A qualified charitable distribution sends IRA money straight to a church or charity. See the age rule, the 2026 limit, RMD effects, and the mistakes to avoid.
- [Retirement Income: RMDs, Social Security and Medicare](https://seekfirst.multisites.ai/guides/retirement-income-rmds-social-security.md): Learn how required minimum distributions, Social Security timing, taxes and Medicare premiums fit together, and what to ask before you set a withdrawal plan.
- [Roth Conversion Questions to Ask Before You Convert](https://seekfirst.multisites.ai/guides/roth-conversion-questions.md): A Roth conversion adds taxable income now. Learn the questions to ask about tax, Medicare, Social Security, the 5-year rules and giving before you convert.
- [Tithing and Biblical Generosity: A Practical Guide](https://seekfirst.multisites.ai/guides/tithing-and-biblical-generosity.md): What does the Bible say about tithing? See the main Christian views, the gross or net question, and how to plan your giving with your church leaders.

## Blog

- [Biblically Responsible Investing vs ESG: What Differs?](https://seekfirst.multisites.ai/blog/biblically-responsible-investing-vs-esg.md): Biblically responsible investing and ESG both use screens but start from different questions. Learn the difference and what to ask before you invest.
- [California Has No Estate Tax. Why You Still Need a Trust](https://seekfirst.multisites.ai/blog/california-no-estate-tax-why-you-still-need-a-trust.md): California requires no state estate tax return, and the 2026 federal exemption is $15 million. See why many families still plan with a trust and an attorney.
- [Gift Appreciated Stock or Sell First? How to Decide](https://seekfirst.multisites.ai/blog/gift-appreciated-stock-or-sell-first.md): Should you give shares to your church or ministry, or sell and give cash? Here is how the gain, the deduction and your holding period change the answer.
- [Giving to Bay Area Churches and Ministries, Tax-Aware](https://seekfirst.multisites.ai/blog/giving-local-bay-area-churches-tax-aware.md): Giving to your church can be generous and tax-aware. Learn what records the IRS requires, how cash, IRA gifts and stock differ, and what to ask your CPA.
- [ISO Exercise and AMT: Questions to Ask Before You Exercise](https://seekfirst.multisites.ai/blog/iso-exercise-amt-questions.md): Exercising incentive stock options can trigger the alternative minimum tax even if you do not sell. See the IRS rules and questions to ask your CPA first.
- [Prop 19 and the Family Home: Parent-Child Transfers](https://seekfirst.multisites.ai/blog/prop-19-family-home-parent-child-transfers.md): Prop 19 changed when a California family home keeps its low property tax base after a parent-child transfer. See the rules, an example and key questions.
- [QCD or DAF: Two Ways to Give From Retirement Savings](https://seekfirst.multisites.ai/blog/qcd-or-daf-giving-from-retirement-savings.md): A qualified charitable distribution and a donor-advised fund both help you give with purpose. Compare how each works, who can use it and what to ask your CPA.
- [RMD Age Is 73: What That Means for Your Giving](https://seekfirst.multisites.ai/blog/rmd-age-and-your-giving.md): The IRS page we checked says RMDs generally start at age 73. See how RMDs affect your taxes and how to plan church and ministry giving around them.
- [RSU Year-End Tax Checklist for Bay Area Employees](https://seekfirst.multisites.ai/blog/rsu-year-end-tax-checklist.md): RSUs are taxed when they vest, and withholding may not match your bill. Use this year-end checklist to compare withholding, review shares and plan giving.
- [Tithe on Gross or Net? A Planner's Look at the Question](https://seekfirst.multisites.ai/blog/tithe-on-gross-or-net.md): Christians disagree on whether to tithe on gross or net income. See the main views, what the math looks like and how to decide with your pastor.

## Areas

- [Christian Financial Advisor in Campbell, CA](https://seekfirst.multisites.ai/areas/financial-advisor-campbell-ca.md): Seek First is a faith-based wealth management firm with its office in Campbell, CA. See the local census, sales tax and transfer tax facts behind a plan.
- [Christian Financial Advisor near Los Gatos, CA](https://seekfirst.multisites.ai/areas/financial-advisor-los-gatos-ca.md): Seek First, a faith-based wealth management firm, is about 7 miles from Los Gatos town hall. See Los Gatos sales tax, census and employer facts for planning.
- [Christian Financial Advisor near Mountain View](https://seekfirst.multisites.ai/areas/financial-advisor-mountain-view-ca.md): Seek First, a faith-based wealth management firm, is about 14.6 miles from Mountain View city hall. See Measure G, sales tax, census and employer facts.
- [Christian Financial Advisor near Palo Alto, CA](https://seekfirst.multisites.ai/areas/financial-advisor-palo-alto-ca.md): Seek First, a faith-based wealth management firm, is about 22.5 miles from Palo Alto city hall. See Palo Alto transfer tax, census and employer facts.
- [Christian Financial Advisor near San Jose, CA](https://seekfirst.multisites.ai/areas/financial-advisor-san-jose-ca.md): Seek First, a faith-based wealth management firm, is about 5.4 miles from San Jose city hall. See San Jose transfer tax, sales tax and probate court facts.

## Glossary

40 wealth management terms at https://seekfirst.multisites.ai/glossary/<term>.md. Index: https://seekfirst.multisites.ai/glossary.md